Loans

Housing Loan

• Purchase a new flat/ house or construction of a house.
• Purchase plot of land and construction of house (both) there on.

Agricultural

• Interest Rate 7.00%.
• Crop loans Under Interest Subvention Scheme with lowest rate of interest.
• Kisan Credit Cards are issued to farmers

Gold Loans

• Business / any productive purpose.
• Domestic purpose
• Medical expenses
• Agriculture Requirement

Personal

• Personal Loan to employees – 12.5%
• Personal Loan to Existing HL borrower - : (Top Up) +2% over existing Home Loan

Mortgage Loans

• Mortgauge for business ( ml-cc operative a/c) - 14.00%
• Mortgage loan-public - 12.50%

SHG Loans

• 10 to 20 members per group
• Sanctioning of Higher limits for economic activity of the SHG members, based on Micro Credit Plan (MCP).

Vehicle Loans

• Rate of interest 12%
• For our existing customers with collateral security of non agriculture property

Education

• Rate of Interest: 14%
• No processing charges for Education loans for studies in India irrespective of loan amount.

MSE Loans

• TL-Business Loans - 12.50%
• SSI (Small Scale Industries) Loans - 12.50%
• TL-Mudra Yojana (PMMY) - 10.00%