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Savings Bank Deposit Account: savings bank Account interest for public:3.00% per annum from 01.01.2025
The revised interest rates on Term Deposits will be as under w.e.f 02.01.2025
| Sl No. | Period | Deposit Rate Upto 1 Crore | Deposit Rate above 1 Crore |
|---|---|---|---|
| 1 | 7 days to 14 days | 3.50% | 2.90% |
| 2 | 15 days to 30 days | 3.50% | 3.00% |
| 3 | 31 days to 60 days | 3.50% | 3.10% |
| 4 | 61 days to 179 days | 4.75% | 3.65% |
| 5 | 180 days to 270 days | 6.05% | 5.30% |
| 6 | 271 days to 364 days | 6.05% | 6.00% |
| 7 | 1 year to less than 2 years | 7.60% | 7.35% |
| 8 | 2 year to less than 3 years | 7.05% | 7.35% |
| 9 | 3 years to less than 5 years | 7.00% | 7.35% |
| 10 | 5 year to 10 years | 6.75% | 7.35% |
|
Note: Existing benefits of additional ROI for Sr.Citizen (0.50%), Staff (1%) and staff Sr.Citizens(1.50%) to be continued as per existing norms. As there are no special schemes, an additional interest rate of 0.60% for Super Sr. Citizens does not exist. For Bulk deposit (Rs.1.00 Cr and above (not-split)) deposits, it was decided to offer competitive rates which would be quoted based on liquidity position and upon approval of HOMC –II committee of the bank. Revised rates on deposit are applicable on new deposits and also for the existing deposits on their renewal. Branches are advised to take advantage of the same and campaign aggressively to ensure better growth in deposits in the months to come. Branches are advised to note the change in interest rates and display the revised rates of interest prominently in the banking hall for the information of public/ customers. |
Please Contact Your Branch for further details.