LOANS/ADVANCES
| Sl No. |
Segment |
w.e.f 14.12.2020 |
| 1 |
Jewellery loans |
10.50% |
| Housing loans - w.e.f 08.02.2024 |
| Cibil Score |
Revised Rates |
| Loan Limits |
| Upto 25 lakhs |
25 Lakhs to 50 lakhs |
Above Rs.50 Lakhs |
| >=750 |
8.95% |
8.95% |
9.15% |
| 700-749 |
9.00% |
9.10% |
9.20% |
| 650-699 |
9.75% |
9.80% |
9.85% |
| 600-649 |
10.05% |
10.10% |
10.20% |
| 550-599 |
10.25% |
10.50% |
10.50% |
| NTC/NO CIBIL SCORE/-1 |
9.25% |
9.45% |
9.65% |
| Car loans to Existing HL / Mortgage Loan Customers - w.e.f 15.02.2023 |
| Cibil Score |
Existing Rates |
Revised Rates |
| >=700 |
9.00 - 9.20 % |
10.00% |
| 650-699 |
9.50% |
10.20% |
| 600-649 |
9.50% |
10.50% |
| 550-599 |
NA |
NA |
| NTC / NO CIBIL SCORE / -1 |
NA |
NA |
| Sl No. |
Segment |
w.e.f 13.03.2018 |
| 1 |
Mudra Shishu Loans |
10.00% |
| Sl No. |
Segment |
Revised Rate of Interest sanctioned/renewed on or after 01.12.2017 |
| 1 |
TBL Loans |
12.50% |
| 2 |
Mortgage Loans |
12.50% |
| 3 |
Agriculture Term Loans/AATL |
12.50% |
| 4 |
Tractors/Harvesters for Agriculture Purpose |
12.50% |
| 5 |
Self Help Groups (NRLM)-Up to 3 Lakhs | 7.00% |
|
Self Help Groups (NRLM)- 3- 5 Lakhs | 10.00% |
|
Self Help Groups (NRLM)- Above 5 Lakhs | 12.50% |
|
Self Help Groups (NULM) | 12.50% |
| Sl No. |
SEGMENT |
Revised Rate of Interest w.e.f 01.08.2017 |
| 1 |
Personal Loans
|
|
Salary Account maintained with us. |
12.50% |
|
With Check off facility |
13.50% |
| SEGMENT |
Revised w.e.f 25.04.16 |
|
Kisan Credit Card ( KCC)
|
| Upto Rs.3.00 lakh | 7.00% |
| Above Rs.3.00 lakhs | 14.00% |
| ( ROI is applicable for the first year and up to 14 % will be charged in case of over dues) |
*Revised Rate of Interest sanctioned/renewed on or after 14.12.2020
