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| Interest Rates on Housing Loans | |||
| CIBIL SCORE | Loan Limit Up to ₹35L | Loan Limit > ₹35L & up to ₹75L | Loan Limit above ₹75L |
|---|---|---|---|
| >=800 | 8.00% | 8.05% | 8.10% |
| 750-799 | 8.10% | 8.15% | 8.20% |
| 700-749 | 8.30% | 8.40% | 8.50% |
| NO CIBIL/-1/ NTC | 8.80% | 9.00% | 9.20% |
| 650-699 | 9.40% | 9.60% | 9.80% |
| 600-649 | 10.00% | 10.20% | 10.40% |
| 550-599 | 10.60% | 10.80% | 11.00% |
| Sl No. | SEGMENT | Rate of Interest |
|---|---|---|
| 1 | Personal Loans | |
| With Check off facility | 12.50% | |
| SEGMENT | Revised w.e.f 25.04.16 |
|---|---|
| Kisan Credit Card ( KCC) | |
| Upto Rs.3.00 lakh | 7.00% |
| Above Rs.3.00 lakhs | 13.00% |
| ( ROI is applicable for the first year and up to 14 % will be charged in case of over dues) | |
*Revised Rate of Interest sanctioned/renewed on or after 14.12.2020
| Sl No. | Segment | Interest Rate |
|---|---|---|
| 1 | GOLD LOAN BULLET REPAYMENT | 9.75% |
| Per gram lending rate as per change in market rates | ||
| 2 | OD GOLD | 9.75% |
| Per gram lending rate as per change in market rates | ||
| Sl No. | Segment | Interest Rate |
|---|---|---|
| 1 | STUDIES IN INDIA | Interest rate starts from 10.65%* |
| 2 | STUDIES ABROAD | Interest rate starts from 10.65%* |
| Segment | Revised Rate of Interest sanctioned/renewed on or after 01.12.2017 | |
|---|---|---|
| Mortgage Loans | 12.50% | |