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Interest Rates

Interest Rates

LOANS/ADVANCES

Sl No. Segment w.e.f 14.12.2020
1 Jewellery loans 10.50%
Housing loans - w.e.f 06.10.2022
Cibil Score Revised Rates
Loan Limits
Upto 25 lakhs 25 Lakhs to 50 lakhs Above Rs.50 Lakhs
>=700 8.80 8.90 9.05
650-699 9.25 9.30 9.35
600-649 9.45 9.50 9.55
550-599 9.55 9.60 9.65
NO CIBIL SCORE 9.10 9.15 9.20
Sl No. Segment w.e.f 13.03.2018
1 Mudra Shishu Loans 10.00%
Sl No. Segment Revised Rate of Interest sanctioned/renewed on or after 01.12.2017
1 TBL Loans 12.50%
2 Mortgage Loans 12.50%
3 Agriculture Term Loans/AATL 12.50%
4 Tractors/Harvesters for Agriculture Purpose 12.50%
5 Self Help Groups (NRLM)-Up to 3 Lakhs7.00%
Self Help Groups (NRLM)- 3- 5 Lakhs 10.00%
Self Help Groups (NRLM)- Above 5 Lakhs12.50%
Self Help Groups (NULM)12.50%
Sl No. SEGMENT Revised Rate of Interest w.e.f 01.08.2017
1 Personal Loans
Salary Account maintained with us. 12.50%
With Check off facility 13.50%
SEGMENT Revised w.e.f 25.04.16
Kisan Credit Card ( KCC)
Upto Rs.3.00 lakh 7.00%
Above Rs.3.00 lakhs 14.00%
( ROI is applicable for the first year and up to 14 % will be charged in case of over dues)

*Revised Rate of Interest sanctioned/renewed on or after 14.12.2020

The revised interest rates on term deposits will be as under:

Sl No. Period Revised Interest Rates w.e.f. 11.01.2023
1 7 days to 14 days 3.50%
2 15 days to 30 days 4.00%
3 31 days to 45 days 4.00%
4 46 days to 90 days 4.60%
5 91 days to 120 days 5.00%
6 121 days to 179 days 5.10%
7 180 days to 210 days 5.50%
8 211 days to less than 1 year 5.80%
9 1 year to less than 2 years 6.90%
10 2 years to less than 3 years 6.85%
11 3 years to less than 5 years 6.75%
12 5 years to 10 years 6.70%
13 DDD - 444 days 7.25%
14 666 Deposit Scheme 7.40%
1 Rate of interest for the term deposits of Rs.1.00 Crore (including split deposits) and above (including renewals) will be decided at Head Office on day to day basis as per the Bank's Requirement.
2 The above rates are applicable for NRE & NRO deposits also.
3 Staff will get an additional interest of 1.00% over card rate.
4 Senior citizens will get an additional interest rate of 0.50% over card rate for 1 year and above term deposits only.
5 Our Bank's Retired Staff, on Superannuation, will get an additional interest rate of 1.00% p.a. on all deposits and also 0.50% p.a. as senior citizens.
6 Revised rates on deposit are applicable on new deposits and also for the existing deposits on their renewal.

Please Contact Your Branch for further details.